The Development Trend And Our Country's Alternative Of Financial Operation Model

Financial operation model is one of the most important components of financial system. With the transformation of America, Japan, England and other country's financial operation model from unity-operation business to multi-operation, multi-operation business has become a worldwide trend. But to this day, China maintains typical unity-operation business model. Therefore, it has become a problem that if we should change our unity-operation into multi-operation business or not. In fact, many economists have done a lot of research about the problem.By using the experience of western countries for reference, this thesis analyzes the necessity and possibility of the transformation from unity-operation to multi-operation in China, and explores initially how to realize multi-operation in China.This thesis consists of four chapters:Chapter 1 mainly analyzes the influence of the two financial operation models on the stability and efficiency of finance.Chapter 2 introduces the trend of financial operation model in America, Japan, England and Germany, putting emphasis on the causes of the transformation from unity-operation to multi-operation.Chapter 3 introduces the development procedure of Chinese financial operation model, gives a detail analysis to the problems that the present unity-operation business faces.Chapter 4 analyzes the possibility of multi-operation in China, introduces the choice for the realizing forms of multi-operation in China and the tactics of how to achieve it, explores the supervision frame of financial holding company.