Study On State-owned Banking Commercialized Reform

Study on State-owned Banking Commercialized Reform, starting from the bigenvironment-the whole economic system, analyses environment of state-ownedbank commercialized reform , problems to meet with and countermeasures to take . Through analysis of financial gaming in internal personnel administration involved in financial risk, system risk and the analysis of financial risk shift, it tries to find out in such reform a most influential system structure as a cut-in pint to carry out the reform. Therefore, the state-owned bank commercialized reform is a complicated system project which involves a variety of problems to solve, concerning every aspect of economic system, such as establishment of modern financial enterprise system in clearly-defined property right ,risk administrative system of commercial banks etc. So it requires coordination and support from every field to facilitate the complementation among systems and lessening frictions. On the condition that the crucial system is reformed first, its influence will positively spread to other relevant systems so as for the state-owned bank reform to fulfill the expected aim and adapt itself to requirement of global financial development.