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Search On Small & Medium Enterprises Credit Guarantee System

Posted on:2003-08-19Degree:MasterType:Thesis
Country:ChinaCandidate:X D YangFull Text:PDF
GTID:2156360092471182Subject:Business Administration
Abstract/Summary:PDF Full Text Request
With the development of economy,small and medium enterprises become more and more important in every country's economy,its existence and development turn out to be a more and more important factor to affect a country's economy. Therefore,keeping a high,continuous economic growth should base on the healthy development of small and medium enterprises. At present,the primary problem facing the small and medium enterprises is the lack of fund that mainly comes from commercial banks. To solve this problem,we need to build up a loaning system for the small and medium enterprises. Here in this essay,based on the experience of setting up credit guarantee system in those advanced areas of our country (including Shenzhen) and the other countries,through analyzing the status of the existing small and medium enterprises and their source of fund,I bring forward my proposition to set up a complete credit guarantee system for the small and medium enterprises and my own suggestion. There are four parts:Chapter 1,mainly confirmed the dividing of small and medium enterprises,clarified its function in economic development,defined its conception and applying field. And then analyzed the characteristic of Chinese small and medium enterprises and its opportunities,and explained the purpose and necessity of this essay.Chapter 2,after necessary explain to the type and conception of the fund of the small and medium enterprises,analyzed the financing system of small and medium enterprises in our country and the other countries,and proposed to widen the financing system,and at the same time,according to the practical situation of our country,concluded that the commercial bank is only the main and possible source of fund for the small and medium enterprises.Chapter 3,firstly explained the necessity of setting up credit guarantee system for the small and medium enterprises,and then introduced the present situations of credit guarantee system for the small and medium enterprises within or outside our country,and at last,emphasized the innovative methods applied by Shenzhen Smalland Medium Enterprises Credit Guarantee Center as a reference for the readers.Chapter 4,after the above explanation,proposed my own point of view about establishing credit guarantee system for the small and medium enterprises,pointed out the problems in our existing credit guarantee system for the small and medium enterprises,proposed my own suggestions about consummating credit guarantee system for the small and medium enterprises in our country.
Keywords/Search Tags:Small Enterprises, Credit Guarantee
PDF Full Text Request
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