China Insurance Investment System Analysis

Along with the maturation of international financial market, the financing function of insurance is outstanding, Investment income balance the loss of premium income. The Chines insurance companies are facing a great pressure after the People's Bank of China has reduced interest rate 8 times, it is urgent to enlarge investment channel and link up insurance market with capital market. This thesis analyzes the possibility and necessity of insurance investment, introduces the Financial Market Link Theory , reviews China insurance investment history and problems , uses foreign advanced experience for reference, discusses how to establish China insurance investment system .There are five chapters in this thesis, as following:Chapter 1. Overview. This chapter introduces the cause, aim ,meaning, frame and means of research .Chapter 2. Concept and theory. This chapter analyzes the status and problems of China insurance investment, introduces the Financial Market Link Theory, we must break the ice in financial market If we wish to speed up capital investment and transform .Chapter 3. The development and problems of insurance investment in China. This chapter reviews China insurance investment history and points out the problems of insurance investment and market supervision .Chapter 4. Using experience for reference. This chapter introduces insurance investment history, capital management characteristic , supervision of U. S., Japan and Britain , we hope to get something useful from the research and comparison.Chapter 5. Proposal. The author makes proposals for establishing China insurance investment system according to the changeable investment conception, scope, market principal part, environment and supervision , at the same time forecasts the trend of insurance market, capital market and insurance investment.