The Choice Of Supervising Policies On Separating Operation Or Mixing Operation For Finance Business And The Legal Problem

In the world, the supervising system of finance business vary from country to country, in generally all these systems can be divided into two groups, one is separating operation, another is mixing operation. The thesis mainly analyse the development of the world finance legislation, and draw lessons from the analysis, to benefit the finance legislation of our country. Through the analysis, we can get to know that the choice of separating operation or mixing operation based on the operating level of finance institute and finance market. With the consideration of present condition of Chinese finance legislation, the supervising level for Chinese finance institute and operating level of Chinese finance institute, in near future, It is practical that our country has adopted the separating operation supervising system. Only the Chinese finance legislation and corresponding methods should have been perfected furthermore, can China adopt the mixing operation supervising system for finance business, can the system meet the demands of Chinese finance market, to achieve the balance of profit and risk in finance business.