Strategic Research On The Development Of Chinese Urban Commercial Bank--And The Development Of Urumqi Commercial Bank

Since reformation and opening in Chinese financial system, middle and small financial organization develops most fast and actively. Generally speaking , the group includes mainly City Faith Cooperative, Agriculture Faith cooperative, City commercial Bank ltd. , Transregional commercial Bank ltd. and lots of financial mechanism of nonblank. Four state bank Industry and Commercial Bank, Agriculture Bank , China Bank, Construct Bank are main body of financial system in China .And share of their financial capital is seventy percent. The strength of middle and small financial organism is far inferior to four commercial state bank, but they are brisk in the whole economic and financial field, relying on unique vitality and energy. They play very important role in serving for middle and small enterprise, promoting increasing of local economy, enlarging beginning a job, keeping stability and continuous increasing of macro-economy.The City Commercial Bank, as an important branch in the financial system, is facing a new problem during the reformation in the financial system. In an open macro - economic circumstances , how to cope with threaten from global competition and the participation of WTO, then how to develop itself in a competing environments and strengthen the comprehensive challenging power.From the angle of the International financial tendency the thesis expounds the city commercial banks In China should change the traditional development strategy after entering Into WTO, poses a new train of thought facing the completely new managing surroundings, chances, and challenge, that Is, no creation, no development; At the same time, study the possibility of the strategic according to the present condition of Urumqi Commercial Bank.The article is divided into three chapters, about sixty thousand words.In the first part 《international financial Situation and the Development of Chinese bank》 , the author introduces international and domestic financial situation.In the second part 《realize continuous development of Urban Commercial Bank》, for one thing, the author introduce history that Urban Commercial Bank give to birth and develop. For another thing, she analyses condition and problem.Finally ,according the analysis , the author give out strategic about development of Urban Commercial Bank from the angle of internal management , external environment and long-term development.In the third part 《Study strategy on development of Urumqi Commercial Bank》, the author analyses present condition and problem from the angle of scale of business, structure of capital and mid-business, development in science and technology , help to local palace, cloth-wrapped bundle leaved, and so on.For long time, the author has been collecting plenty of data and Information , and wish the opinion and Interview based on the theory and experience are be valuable on deciding and operation when heed with the above problem.