The Change Of Competitive Environment After Entering WTO And The Development Of Commercial Bank In Our Country

It is well known that the growth and the development of the GDP depend on the development of the financial industry. As a special industry, the financial industry indicates the boom degree of the country economy. The safety of the financial industry makes a decisive effect on the economy safety of the country. The commercial banks are the supports of the financial industry. Therefore, it is worth to research on the development of the commercial banks.After entering WTO, our commercial banks will encounter drastic competence in many fields such as the mechanism, the modes, the business and the human resource and so on. Then how our commercial banks deal with it? The paper aims at solving this kind of problems.Chapter one introduces the basic status and the development of the foreign capital banks in a brief. Then analyses the competitive strategy and competence. Chapter two analyses the opportunities and the threats of our commercial banks though the OT path of the SWOT that is an industry environments analyzing frame. Chapter three compares our commercial banks with the foreign capital banks in our country with the SW path of the SWOT frame, and then indicates the strengths and the weakness of our commercial banks. Chapter four puts forth the counter measures such as the property right reconstructing, the management modes changing, the financial innovation, and the structure reform and the human resource enhancing according to the SWOT situations of our commercial banks.