| With the development of Internet, the scale of e-business market expand quickly. The China's insurance companies' capability for exploring the sorts of insurance, procedure of applying for insurance and service for indemnity is very low compared with large insurance companies oversea. With the globalization and especial after China entering WTO, the insurance companies should be clean out if they don't change their way in underwriting and make full use of electronic way in order that improve the efficiency of insurance service. However, the insurance companies in China have realized that and they try some effort to change their traditional way to service on Internet, although strictly speaking, it is not a complete way of service on Internet. Now, seldom company in China, include Pacific insurance company, Safe insurance company and Insurance of China, can take advantage of its e-business platform to carry out its service. Therefor, it is very significant that a feasible e-business system is researched in order to solve the problem. This thesis analyzed the insurance service situation in China, compared its feature after adoption electronic way or not on procedure of underwriting, indemnity and payment. It also discussed the necessity and possibility of carrying out e-business in insurance industry through which improve its competition. Based on those analysis, the paper set forth the way of developing e-business in insurance industry in China, suggested a business pattern for China's insurance company, made a plan for feasible e-business in China's insurance industry and discussed how to perform it. Meanwhile, the thesis explained about how to choose hardware, software and payment way, how to count the customers' information and analyzed the safety system.
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