Research On Impruvement Of China's Insurance Supervision And Regulation

Insurance is surely a very important component of the finicial industry. It gains high-speed development in China, although the history of it is not long. And in China, insurance supervision and regulation just has a history of 20 years .We have not accumulated sufficient experience in aspects of both theory and practice. There are too many problems waiting to be tackled in insurance supervision and regulation. Today we have to face such realities as low marketlized insurance operation and pressure posed by open economy policy, based on which the author of this essay discusse how to reform and establish an effective insurance supervision and regulation system.The purpose of this thesis is just to discuss this impending ploblem. The author discusses the content of insurance supervision ?and regulation, introduces the foreign supervision and regulation systems, and also analyses the present supervision and regulation system in China. As the result of the above analysis, some advise are given on how to improve the insurance supervision and regulation system.The thesis includes 4 chapters and proceeds as followings:Chapter one is characterilized by the theoretic analysis of the purpose and the system of insurance supervision and regulation. Chapter two introduces the supervision and regulation system in the main developed countries such as Japan and America. Chapter three analyses the present situation and weakness of insurance supervision and regulation in China. The last chapter presents some advice aimed at improving the weakness of insurance supervision and regulation in China.