Research On Electronic Payment Legal Problem

An important question of e-commerce is the safety and effectiveness of payment. Electronics payment cannot be divided from e-commerce. It forms the nucleus and the key link of the whole e-commerce in the activity, It is one of the important business purpose, and the foundation condition of e-commerce. The electronics payment is not only confined as the payment course behind, and still includes the duty of bank or other organization as well as various electronics payment tool and payment system that have appeared along with the internet. What each side concerned about most is the safety in electronics payment. In order to solute the various law questions that should occur probably, the UN is trying building the electronics payment system that can be accepted by all countries.At present, laws of our country about electronics payment cannot meet finance electronicsization. We should research relate international law regulation, and perfect the law regulation of this domain extremely, in the thesis I introduce the development situation of the electronics payment from electronics money, netwok bank, and electronics payment, analyze the impact to the tradition payment, and expatiate the representative abroad law regulation. Finally, combining with the actuality of our country electronics payment system, and using for reference the advanced law regulation abroad, I put forward the advice of perfecting our country electronic payment regulation.