The Study On The Assets Trust Business Developed By The Commercial Banks In China

Being restricted by the macro financial policy of Divided Operation and Divided Supervision, it becomes a very important issue for China's commercial banks to blaze new financial services.In the view of the development of Assets Management in China and abroad, this business has great market potentialities. Since the domestic financial market is not so maturity,some irregular operations bring great risks to current Assets Management and restrict its healthy growth .The main problem is the absence of Trustee and the weakness of supervision.This article analyzed the feasibility and the necessity for domestic commercial banks to develop Assets Trust business, and presented its immediate significance. It suggested that the commercial banks could devote great efforts to develop Assets Trust business, with helps form cooperators,under restriction of current regulation system, then create the effective link between traditional bank business and new financial services,establish the framework of all-respects financial services, and finally achieve the multi-winners market structure.Following the iders above,the article also presented the business framework andthe operating process for the commercial banks to develop Assets Trust business. It further pointed out some problems for mention,and predicated the business's prospect.The main purpose of this article is to find a possible way for domestic commercial banks to creat new financial services under current financial policy.