Analysis Of The Solvency Regulation System Of China's Insurance Companies After The Entrance To WTO

Insurance regulation is an indispensable requirement to assure the insuree' s lawful right and advantages and keep insurance market normally operated. Solvency regulation of insurance company is the core of insurance regulation. In China, the solvency regulation system of insurance company is not yet perfect and left behind by the countries with developed insurance industry, for the market economy is not satisfactory at present. So it does not suit the objective requirements after China' s entrance to WTO. In view of law science, the experience of foreign solvency regulation system of insurance company being referred to, this article discusses the perfection of solvency regulations of insurance companies in China, regarding solvency regulation of insurance company as an independently key job, constructing the standards system of solvency regulation.On the base of fixation of the concepts of insurance regulation and solvency regulation of insurance company, Chapter One explicts the indispensability of solvency regulation and its role among the insurance regulation system constructing standards system of solvency regulation.Surrounding the standards of solvency regulation of insurance company, Chapter Two generalizes the basic characteristics of foreign solvency regulation systems of insurance company now.Based on the standards of solvency regulation Chapter Three retrospects the insurance legislation and explain thesituation and defects of solvency regulation system of insurance company in China compared to the foreign advanced practice of solvency regulation of insurance company .Chapter Four points out the basic thoughts of perfection of solvency regulation system of insurance coapany after China' s entrance to WTO in accordance to fTO rules and the China' s connitment of opening the insurance market.