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Research Of Solvency Regulation On China Life Insurance Company

Posted on:2006-09-05Degree:MasterType:Thesis
Country:ChinaCandidate:G Q ChenFull Text:PDF
GTID:2156360152983219Subject:Finance
Abstract/Summary:PDF Full Text Request
Along with speedy development of China economy and gradually perfection of related system, China life industry keeps increasing almost two numerically quickly annually. However, on account of long-term reckless management, restricted invest channel and accumulative interest loss, China life insurance companies have been up against the rigorous test of being short of solvency. Therefore, it is full of significant theoretical value and certain realistic meaning for us to take research about solvency regulation on China life insurance companies. On the basis of researching the integration of China life insurance companies, this paper figured up its solvency scores reflecting the utilization of China solvency regulation by Principal Component Analysis. What's more, in the process we designed a series of index to embody life insurance companies' solvency. At last the paper came by a conclusion: China life insurance companies' solvency condition is for the better in the mass since implementing solvency regulation and it should be enhanced more far-reaching by heightening asset's quantity and liquidity, improving the rate of return as well as raising reserves. Besides this, Insurance Supervision Sector should also continue to implement solvency regulation on life insurance companies and make related legislation more perfect to provide an external satisfactory environment and healthy guidance for life insurance companies.
Keywords/Search Tags:Life Insurance, Solvency, Regulation
PDF Full Text Request
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