Thoughts About The Financing Modes Of Small-medium Sized Enterprises

Since the reforms and opening-ups, the small-medium sized enterprises in our country develop quickly and have become an important component of the market economy and a increasing point of national economy. They play an important role in creating treasury, increasing tax income, prospering local economy and facilitating people's life. They also contribute to taking in social unemployed workforce and laid-off workers from the state-owned enterprises and stabilizing social economical development.Compared to their contribution to economy development and increase of job opportunities, the support they get from government and society, especially the financing support, is very limited.The financing modes of small-medium sized enterprises are not perfect yet. Hence, the research aim of this article is to explore the financing of small-medium sized enterprises, build and perfect effective financing mode system.First, the current situation of the financing difficulties of small-medium sized enterprises is objectively introduced; Second, advanced experience in setting up small-medium sized enterprises financing mode in foreign countries is systematically introduced; Finally, emphasis is laid on the concrete measures of setting up and perfecting effective financing mode: the government should maximize its positive effect: the relative financing modes should be further perfected; the direct financing modes should be explored and developed; the mortage modes should be broadened. What's more, this article also gives some advice about how to choose effective financing mode according to the enterprise's specific situation.