A Study In Securitization Of Housing Mortgage Loan Of China

At the present time, a lot of studies have been made in the area of Securitization of housing mortgage loan of China, specifying the necessity, possibility and the possible barriers. Whereas the study of the mode and the specific operation are comparatively less than the former. Then, on the basis of a lot of research of mode of international Securitization of Housing Mortgage Loan, the writer study the problem of Securitization of Housing Mortgage Loan of China with six parts.The first part: firstly explaining the research background of this essay, the concept, characteristic and development of Securitization; secondly looking back and making a brief review of the study fruits of Securitization of Housing Mortgage Loan in China; lastly summarizing the structure and the study clue of this essay.The second part: On the basis of the Securitization principle, analyzing the operator, operating steps, three basic theories and the organization structure of the Securitization.The third part: analyzing the mode of Securitization of Housing Mortgage Loan in America, Canada, England and Hong Kong and making deeply discussion of its background, operating process, operating characteristic and their experiences which is worth our reference.The fourth part: In the first four articles, analyzing the mode of Securitization of Housing Mortgage Loan in America, Canada, England and Hong Kong against the experiences of Securitization of Housing Mortgage Loan in America, Canada, England and Hong Kong, moreover, analyzing its advantages and disadvantages; designing the present mode of Securitization of Housing Mortgage Loan in China; Analyzing the key facts in detail.The fifth part: On the basis of the fourth party, analyzing the barriers to fulfilling the Securitization of Housing Mortgage Loan in China and set forth the suggestions in the sixth part.