| With the rapid progress of the modern communicate technology, the new finance technologies and tools emerge in endlessly, every country loosen gradually to supervise finance industry. The different finance operations cross and penetrate on the increase. Financial globalization, liberalization degree are being strengthened day by day, which make those large-scale take, all-round to take, manage-globalization, large banks have more competition advantages among fierce international competitions business, and the amalgamation and recombination of banks is undoubtedly the effective way of setting up the huge bank in a shout time. The way, on one hand, can realize fine large-scale economy, range economy, and economize trade costs. Then it not only reaches by efficiency in coordination with, bring potential increment to social income, but also can increase the participant's economic efficiency. On the other hand, the way can reach the purposes of reducing the rival, improve the occupation rate of market, and strengthen market force, and then the banks can get to the long-term chance of obtaining marketing. Thereby western developed countries boom another round of the upsurge of merging banks at the end of the 20th century. Under this new development trend, the silver industry bank in Japan began the recombination and the amalgamation of the new round after Citibank NA amalgamated with tourist's bank in 1998. The amalgamation and recombination of Japan banking not only is the objectively requirements of Bank of Japan achieving large-scale economic strengthening the international competitiveness for meeting the financial globalization, liberation, but also is the inevitable outcome of breaking away the present Japan financial predicament, and deepening banking system reform. The 20 more than already existing Japan heavy bank after amalgamating, which forms basically already the five financial groups, which is Mizuho Holdings Inc,Sumitomo Mistsui Banking Corporation,Mitsubishi Tokyo Financial Group,United Financial of Japan, and ResonaBank. The five financial groups are cores in order to face the new financial pattern in 21st century centrally. Compare with the reorganizations of the Japan banking in the past, this reorganizations of wheel not only is unprecedented, and involve in extensive range scale, but also have new characteristic not possessed in the past as follow: 1.Break the demarcation line of the group; recombine according to the market principle; 2.Recombine among different industries; realize the mixing industry manages; 3.Innovate the amalgamation forms, which regard establishing the holding company of the finance at the main form;4.The foreign capitals participate in the recombining, which improve the international open degree of the Japanese financial market.The meaning of this round of Japan finance recombination is great and far-reaching.The first, the recombination help the constructing again of Japan's financial system, it is not only the breach which rebuilds Japan's financial system, but, at the same time, the new financial patterns after recombination, make the Japan traditional banking system the deep renovation. It is after the war in Japans take shape at the fifties "powerful, in order to subjectively for financial administration when its is strong since it is very of judging nature, made taking off with Japan's economy for the banking system of the characteristic at indirect finance, main bank" and financial globalization, development drawback of liberalization are outstanding day by day. On later stage in the 1990s, Japanese authorities were sober too to realize that the financial system rebuilt the importance and urgency, and has accelerated the paces of the financial reform, and the amalgamation and reorganization of this wheel of the banking of Japan will promote "regeneration" of the Japanese finance from following respects further: 1.Weakened the long and steady financing relation between the bank enterprises inside the group, accelerated the transition fro...
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