| This text aim is passing the analysis the state-owned commercial bank a predicament for facing, investigating the concrete measure that state-owned commercial bank reform. Pass these reformations measure, mold the state-owned commercial bank real the business enterprise belongs to the sexual and financial corporative entity now, making its vibrant and source of vitality, adapt to join the WTO to come from the domestic and international challenge later on, get away from the predicament thoroughly, promote our country the health of the financial order stable, support the economic social good development the power head.The financial theories that this text learn when making use of with commercial bank business and management knowledge, aim at the state-owned commercial bank an actuality for facing the difficulty, put forward the state-owned commercial bank reform to want from reform macroscopic environment with deep turn the inner part reforms two end target for working along both lines, realizing state-owned commercial bank changing to modern commercial bank this our country bank system reforming.Today that move forward the new century, the finance has become the bottleneck of the China reformation and development. But the state-owned commercial bank is used as our country the biggest margin corpus, toward to comefrom the domestic and international and rigorous challenge face to face, become the heavily heavy inside that financial system reform of our country.When we are careful to investigate the state-owned commercial bank that body trap bureau, though the nation positions them as the commercial bank already, discovers they in fact since not commercial bank, even connect the business enterprise to also talk not up, result in the source of this kind of predicament, is a planned economy system to leave behind the influence. The state- Owned commercial bank is basic to ascend to has no independent earnings mode, the business enterprise not yet belong to the sex the real now, The ample rate in capital of The state- Owned commercial bank away below (( Basel agreement )) that one's own capital in state- owned commercial bank account for 8% standard of risk property rules, belonging to disqualified the bank Because of system reason, the bad property of the state- owned commercial bank system over $ 500,000,000,000, this heavy burden make the state- Owned commercial bank raise a difficult, the power of the pure counting on in weak and state- owned commercial bank oneself is already hard to recover from illness. When the state-owned commercial bank system inside reforms to not yet have the materiality the progress, its faces of come from the domestic and international competition however and gradually vigorous, make state-owned commercial bank existed with develop particularly difficult. The state-owned business enterprise reforms, the growth of the direct margin market exist the development formation impact with the development of the share system bank to the state-ownedcommercial bank. Our country into a life time empress, the foreign capital bank, insurance company, stock certificate company of the large quantity will with joint venture or the face of the individual proprietorship appears in our in front, and these companies mostly" omnipotent type" business enterprise, its business realm involves the bank, insurance, stock certificate and trusts investment etc. several aspects, may be all-inclusive. They will hold tight the opportunity of the Chinese financial market in military advance, working hard to expand the business realm, robbing to share the market quota, this is the most rigorous challenge that our country financial industry face.The state-owned commercial bank reform can not be completed by the power of its oneself only. Only have the deep turning the finance management system, have for the country the commercial bank creates the good and macroscopic environment, the state- Owned commercial bank is deep to turn its system and machine the system reformation would have the premi...
|
PDF Full Text Request