Research On Legal Issues Of Financial Holding Company 's Supervision

With the development of financial liberalization and financial innovation, Mixed operation has become the trend of the global financial development. Faced with this global trend, the financial holding company to become an innovation of insititutional separated operation regulatory system. However, any things has two sides, the financial holding company is also facing the huge risk when it enjoy strong earnings. Except for the general risks faced by financial institutions, it also involves multiple financial service field, its ownership structure and complex organizational structure. Its influence on the whole financial economy and real economy is enormous.According to the situation of our country, how to construct a legal system that conforms to our country national condition and China characteristics of financial holding company supervision, is a very necessary and urgent realistic problem China’s financial industry is in the transitional stage from separated operation to mixed operation.September 2012, the people’s Bank of China, China Banking Regulatory Commission, China securities regulatory management committee securities supervision and Management Committee, China Insurance Regulatory Commission, the State Administration of foreign exchange formulated jointly announced “the financial sector development and reform the 12 th five-year plan” proposed.On the basis of domestic and foreign literature, this paper not only elaborated the financial holding company regulation problems exist in the process at this stage, but also put forward my own view about legal framework construction supervision. The whole chapter is divided into four parts, the first part introduces the concept of financial holding company. By defining the concept, led to the current development situation of the financial holding company, and then, analysis the risks of financial holding company The second part introduce the risk that financial holding companies faced. Accordingto analysis the risk, we know the importance to supervision Mainly introduce the current situation of the supervision of the financial holding company and make a briefevaluationThe third part introduced the legislation of financial holding company, such as United States, Britain, Australia, with a view of China’s financial holding company in the future legislation could absorb its essence.The fourth part through four aspects such as market access, internal related party transactions, capital regulation, exit mechanism, put some advice for our financial holding company supervision legal system.