Research Into Fund Investor's Assets Protect System Of Our Country

Our country's fund industry, which is a financial service industry, developed in recent years. For having no enough experiences of fund market management and perfect law, the fund managers thought nothing about increase funds' efficiencies but neglect the investors' interest by lifting up the price of funds and taking more manage fee, etc.they gain at the cost of the investors' interest. All ofthese beat the investors'confidence. On the other hand, our country promised that,after we entered WTO .we'll open our country's financial market. In order to further fund industry's development rapidly and upgrade its strength of competition, it's important to keep the investor's vigorous demand of investment. It's the base stone of the fund industry's development. From the angle of protecting the investor's interest, the these put forward some suggestion to improve it.Firstly, the thesis analyzed the protection method of investor interest and the problems in present time. In theory, it discuses the principle of investor' asset compensation and commercial insurance. In practice, it put forward the concrete method of how to establish the system of investor' asset compensation and commercial insurance.Secondly, according to different investor has different ability of risk identification and tolerance, the thesis classified the investors. The fund should supply different financial products and services on the basis of the classification. That will improve the protection of investors and have no effect on the creativity of financial products. At the same time, it can distribute the regulation resources efficiently.Thirdly, the thesis analyzed the restrain and encouragement system of fund manager on effect and put forward how to establish a efficient restrain and encouragement system of fund manager.