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Research On China Banking Supervision

Posted on:2005-10-09Degree:MasterType:Thesis
Country:ChinaCandidate:H ZhangFull Text:PDF
GTID:2156360152455780Subject:National Economics
Abstract/Summary:PDF Full Text Request
With the development of international financial liberalism and integration, international financial crisis continuously break out. Especially after entering 90's, many developed and developing countries have experienced very serious banking crisis. This paper, which is concerned with the strengthening of the banking supervision and preventing and dissolving the banking risks, has been paid much attention by the supervisory authorities of each country and the international financial field How to set up effective banking supervisory system has become global problem in developing world banking. Any kind of supervisory system is based on particular history term and political structure and there is no existent model. Because of history reasons, our banking supervisory system has many problems such as weak micro economic basis, content and range not corresponding to demands, imperfect law system and lacking of supervising supervisor. Since China has been an member of the WTO. the traditional banking industry would experience an very important reform in its network, information and technology. We also notice that the competition between the foreign and domestic banks has become more fierce, and at the same time, the Potential financial risks hidden for quite a number of years in our banks have gradually come to the surface. All the things mentioned above have brought about the unprecedented challenges to the banking supervision in our country. Facing the austere reality in the bank risks and the imminent need in the bank development, we urgently need to explore a new way of banking supervision. By comparison among U.S.A, Britain and Japan, this paper makes use of game theory to analyze banking operation, supervision over supervisor and Principal-agency. This paper makes conclusion that under micro circumstances nowadays, we should enforce banking supervision. inflict severer punishments on delinquent supervisor and set up effective system of constraint and inspiration. This paper also makes suggestion on our system of banking supervision. In addition, it makes discussion on the supervision over internet banks and foreign banks.
Keywords/Search Tags:Banking, Supervision, Game Theory, Principal-agency
PDF Full Text Request
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