Research On The Application Of Insurance Funds And Businesses To Real Estate Item

Our country real estate industry develops rapidly, and it becomes the new point of the economic growth, becomes the pillar industry. The real estate industry development will produce to the economic growth of our country to pull to move directly. Now the local real estate development is rapid, but not a few experts and the private points out that very big foam composition exists, because the system exists the irregularity, the legal system is not sound, the financial market is not perfect. In the near future, government also set or adjust a macro view with some pedestal to control the policy( etc. of the finance, land parties concerned), these will give the real estate business enterprise of development bring the very big challenge. The development level of the real estate industry is serious lower than the development level of the financial insurance industry. In recent years, the development of our country real estate industry puts forward the higher request to the financial insurance industry of real estate, the financial insurance industry of real estate develops rapidly, but its scale is still very small. At the same time, there are only a few financial products of our country real estate. Money raising, the margin outlet are not smooth, even can not promote the development of the product of the real estate finance, the antinomy that bank is short to save the long loan is outstanding, lacking the real estate collateral loan stock market and the real estate stock certificates to turn the mechanism, the real estate collateral loan the guarantee and the real estate insurance mechanism also did not get involved effectively. After joining the WTO, this kind of fall behind the phenomenon to not only will make our country of real estate financial insurance industry pay a heavy price, but also baffle the healthy development of the real estate industry.Currently, our country is increasingly convex to the financial insurance product of the real estate and the market need the real estate insurance mechanisms, but the financial insurance organization and the real estate business enterprises all lack the operation experience of this aspect, short date inside hard enter the materiality operation stage.This thesis through the study of the development present condition and the insurance business of present stages of the research our country real estate industry and the insurance industry in the real estate item in the middle usage, find out the related mutually of the real estate industry and the insurance industry of our country, express the importance of the applications of insurance industry on real estate industry, elaborate the possibility that both cooperate. Through the present condition and the experience modes of studying the economic flourishing and national real estate industry and real estate financial insurance industries, look for applied mode of match the states of the nation. The research of this topic has important realistic meaning.