Research On MSE Financing Of China

Since the reforming and opening, MSE contribute to the constantly improving national economy, especially in expanding employment, satisfying people diversification and individualized demand, realizing social coordination based on specialization, carrying on technological innovation, etc. But questions which the MSE have accumulated in the difficult and their own development of the external environment condition are shown especially over these several years. Development speed slows down gradually, and they cannot play their role impetus to economy. That is an important negative factor of economic development of our country. How to build the good management environment and solve their own inside problems of small and medium-sized enterprises, to promote of our country development of MSE, to realize of our country economy constant growth is a present great subject.In their development, MSE met a lot of problems from internal and external environment. Financing problem is the main problem at present. MSE' s financing predicament is getting worse and worse with the gradual foundation and promotion of reform in banking system and market economy system. If MSE want to catch the opportunity for development in market economy, they must fully use the circulation ways of capital, develop and perfect themselves in the competition. But in our country, because of special organizational form, operating mechanism and development course, the MSE is facing the serious financing predicament, the deficient channelof inter-financing. How to solve the financing predicaments of the MSE is the key to support the development of small and medium-sized enterprises, to offer financial support for second phase of development of the MSE.With concern to this realistic problem, the author chooses this topic for thesis. The thesis is following the thought of posing problem, analyzing problem and solving problem. First of all, the author briefly explains the positive role to promote the economy, relieve pressure on employment and increase the income of farmer, transfer the surplus labor force of countryside; and then, introduces the experience from abroad. After that, the author analyzes the limitations in their development, especially to stress the financing problem. By discussing the current situation of financing problem, the author elaborates the causes of financing problem from external and internal factors. Based on the reality of MSE, choosing the appropriate financing channel, adopting multiple ways to solve financing problem. At the same time, the author points out that solving the financing problem not only depend on the MSE, but also depend on the attitude of the financial institution and government.Commonly, the standard economics thesis can be divided into two kinds: One is positive research, which use statistics and measure model or strict mathematics method to examine or prove a kind of hypothesis. Another kind is criterion research, which uses means such as adopting and summing up, to deduce logic method proceed from regularity of the economic life and to summarize a series of standardize economic work guidance. As countermeasure research of a certain degree, the thesis chooses the criterion research as the main approach.