The Abstract Of The Strategy And Analysis To Our Commercial Bank's Competition Ability

With the worldwide development of economic and finance, and the information science&technology wide application in the field of finance, The traditional bank' management mode, prosecution idea and the service scope is being changed greatly. Our commercial banks have to compete bitterly with the international commercial banks after the enrollment to WTO. In the key time of competition and opportunity, How to evaluate and raise commercial bank's competition ability and keep them growing up rapidly is quite important and it is also helpful to theory and practice .This paper analyses our commercial banks with the international commercial banks deeply and find our advantage and disadvantage in the summarize of actuality and development trend, it also point out how to innovate and reform in the field of finance. According with systems analysis and the meaning of commercial bank's competition ability, the competition ability system is analysed from actual ability, latent ability, competition environment, competition trend and finance computerization, an evaluating index system is properly constructed, The proper method of how to evaluate the commercial bank's competition ability is founded.For the complexity of the competition ability system and the speciality of the sample data, the fuzzy mathematical theory is used in evaluating course. The commercial bank's competition ability evaluating model is constructed based on the theory of Fuzzy Andytical Hierarchy Process. In the evaluation process the experts' experience and suggestion is widely absorbed, The commercial bank's competition ability is properly evaluated by the combine of qualitative analysis and fix quality measure.Our commercial banks' competition ability and the USA's is demonstrative investigated and evaluated properly by the Fuzzy Andytical Hierarchy Model, It shows our commercial banks' disadvantage and the superiority clearly. Therefore the Fuzzy Andytical Hierarchy Model is an useful tool to evaluating competition ability.In the last, a series of strategy to raise our commercial banks' competition ability is brought forward in the basement of the research, this will be quite helpful to our commercial bank's rapid developing.