The Rational Thought On Improving Compulsory Motor Vehicle Insurance In China

"Compulsory motor vehicle insurance " is the essence of the system, because modern industrial civilization development, civil tort imputation objective and loss of accident of social security for road traffic in the outcome of the combination of field. The article uses sociology, economics and law ethics in legal theory, reveals that a system of basic principles behind, Based on comprehensive policy-holder, insurant, underwriter, the victim of the interest relationship between research and insurance mark insurance , main body of the parties to the contract rights and obligations. The analysis of road traffic accidents damages the judicial practice " compulsory motor vehicle insurance " compensation "third party" determination, not comprehensive case subjects liable, static state of the motor vehicle traffic accident liability for damages, the spirit of solatium and property losses of qualitative practices such problems, the author puts forward the comprehensive system, perfecting the countermeasures in ideology, namely, to establish "the concept of" balance the interests of all parties in the legislative level, make special decree, clear concept and the scope of motor vehicles, moderately expand insurance agent and clear and assured, the scope of the salved range correction.