Legal Supervision On Online Third-party Payment

With the high-speed development of e-commerce, the Online Third-party Payment pattern has been at an irresistible trending with a great impact on the traditional business model existed already. It is urgent to supervise the new business model in the light of its characters effectively. Due to the appearing of e-commerce in China is belated, the legal supervision of Online Third-party Payment pattern still maintain inchoate and unformed, this kind of situation makes the users and the payment organization of this payment system are in considerable risk. Given that status-quo, the essay is going to do some researches on Online Third-party Payment from the aspect of legal supervision and to give some proposals of perfecting to this kind of system on the basis of China's actual conditions and studying on the international advanced model. The first section is to give the over view of Online Third-party Payment. It focus on the general concepts, pattern analysis and the relationships among the subjects, setting the range of the objects of study. The second section is to describe the current situation of Online Third-party Payment legal supervision. It demonstrates the legal risks of it and the supervision system of China, the analysis on the legal situation helps to reason the importance and urgency of legal supervision on Online Third-party Payment.The third section intends to find a supervision system that suits to China's national conditions by analysing the supervision system in Amereca and in the US.The last section puts forward tips of suggestions on how to perfect the legal supervision on Online Third-party Payment on the basis of analysis from regulatory concept, regulatory body and supervision system.