A Study On Legal Suggestion On Financing Difficulties Of Small And Medium-sized Enterprises

Under the conditions of market economy, small and medium-sized enterprise's existence is a self-evident, in 30 years of reform and opening up process are obvious role. However, restricted the development of small and medium-sized enterprises, a rigid constraint is very clear, this is the financing difficulties, it may with the world's most of the market economy countries are not the same. Investigate its reason, academic research is not a few, at the same time, the reason also revealing aspect. From the Angle of law in China, this paper probes into the relevant legal system that the arrangements unreasonable and sme financing difficulties exist, thus constructing a set of promoting sme financing system of laws, will from system at least ease sme financing problems, and overcome the sme financing bottleneck.Paper is divided four chapters. The first chapter of the small and medium-sized enterprises in China, financing dilemma. This chapter, the relevant categories, first tefl and financing difficulties of small and medium-sized enterprises in China, the performance of the final explanation for sme financing hazards are summarized. In the second chapter, the sme financing system of basic legal analysis. This chapter is firstly analyzed China banking market access door columns and related legal system in view of the small and medium-sized enterprises meet the basic reason plight financing, secondly, the small and medium-sized enterprises from melting last, give property constraints from the private finance law blind further Chinese sme financing source of law. The third chapter, smes financing system of legal analysis of subprime. This chapter is further discussed smes financing struggling subprime legal factor, is a kind of micro-level analysis of law, mainly including: judicial cost and sme financing, decentralized management and financial innovation of legal dilemma, focuses on the case analysis, information asymmetry and professional organization of legal obstacles. The fourth chapter, perfect supporting sme financing system of legal advice. Advice mainly from two aspects: perfecting the financing smes omni-directional support legal system, strengthen support for sme financing the government legal system is implemented.