The resource—based city, which depends on the resource of this area, is one of the important city kinds in our country. After many years of overproduce, these cities face many difficulties. Small & Mediate Size Enterprise (SME) play a special role in both economic balance and economy development, so how to improve Small & Mediate Size Enterprise the level of the product and techniques by the technology innovation becomes a very important problem to the resource—based city.From the investigation, we know that the limited financing source restricts the improvement of Small & Mediate Size Enterprise's technology innovation ability. First this text analyses the financing mode, the financing source, the financing strategy of SME, and divides the financing source into five parts. Then with reference to the fact of the resource—based city, the text analyses the actuality and difficulty of the financing source of SME. And the text gives some advice to the technology innovation financing of SME in resource—based cities, especially setting up credit hypothecation system of SME. At last, the typical resource-based city----Tongling city, is a measurable example.
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