| Small-sized enterprises(SEs) are important parts in socioeconomic system of China, SEs play an remarkable role in developing of economy, expanding of employment content, technique and mechanism innovation, etc. But the financial resource that SEs can obtain is not match its contributions at all, as one of main bottlenecks, lacking capital and financing difficulty always hinder the development course of SEs, and this situation is more apparent in West area. As the capital of Sichuan, Chengdu is the center of politics, economy and culture of whole province. Chengdu is also one of central metropolises in the Southwest. The development state of Chengdu will bring obvious influence on the whole district economy. SEs in Chengdu make significant contributions in many aspects, such as promoting economic increase stably, improving people's living quality, etc. SEs which product amount totaled 30% of all enterprises'in Chengdu only can utilize below 5% of whole financial resource, financing difficulty already become the most embarrassment that restrict SEs'growth, the selection of subject for this thesis and system structure are just based on the attention and research paid to this issue. The trail of thought of this thesis follow the logic sequence with "raising problem, analyzing problem, solving problem". During the writing period, author accomplish it by adopting qualitative and quantitative method, applying relevant theory of economics, finance and management, having the aid of math approaches, the central content of this thesis consists in chapter 2 to chapter 4, which involves three aspects as follows. First of all, Chapter 2 is one of two core parts, on the basis of investigation and research, the author exhaustively study the current financing state of SEs in Chengdu from five respects, i.e. financing circumstances, financing phenomenon, financing structure, financing behaviour and financing efficiency in Chapter 2. Circumstances analyzing point out the current policy environment is positive, but the financial surroundings is not optimistic ; phenomenon analyzing illustrate two co-exist financing phenomenon;structure and behaviour analyzing the various financing features and financing tendency of SEs in Chengdu during the various phases of development;efficiency analyzing draw a conclusion in comparison with various financing ways by utilizing approaches of vague math Secondly, Chapter 3 is a bridge that connect two core parts, firstly, this section show the abundant strength and powerful increasing trend of folk capital;secondly, based on the analysis of two popular opinions: establishing districtive non-governmental bank and developing personal entrust loan business to solve SEs'financing difficulty, author propose that Chengdu should develop credit guarantee organizations actively and guide folk capital to establishing pure non-governmental credit guarantee company, in author's opinion, this way is a realistic choice to improve SEs'current financing situation. Finally, Chapter 4 is the other core part. In this section, aiming at the two obstacles: low profit and high operation risk, which obstruct the growth of credit guarantee company, author raise corresponding countermeasures. On one hand, guiding folk capital actively into credit guarantee trades to achieve guarantee magnifying multiple, solving the problem of "low profit"by this way;on the other hand, taking account of the difficulty that evaluate SEs'credit state accurately is the main operation risk to credit guarantee company, author establishing a set of credit evaluation criterion system to evaluate SEs'credit grade exclusively to solve the problem of "high risk", and at the end of...
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