Research For The Development Of Comprehensive Operation Of Financial Industry In Our Country

With the financial market opening up quickly and comprehensive foreign financial institution rivaling fiercely,the financial industry will chang separate operation into comprehensive operation.Systematic transitional theory and financial deepening theory are the theoretical base of comprehensive operation.Comprehensive banks stem from the economy of scale and combining conspiracy effect.As the development of comprehensive operation in western countries has proved,it needs supplying and demanding conditions to some degree for a country to practise overall comprehensive operation in financial industry.As the current financial industry runs deficiently in separate operation in our country, and there are many factors including microcosmic managing structural defect in banks and macrocosmic low supervisory level to prevent practicing comprehensive operation in our country,which decide it fit to practise gradual instead of overall comprehensive operation in different times to develop primary business cooperation into sophisticated ownership penetration. According to the degree of amalgamation,the development of comprehensive operation can be divided into three stages in our country: conferring cooperation—financial controlling corporation system—comprehensive banks system.