Research On The Developing Road Of Stat-owned Commercial Bank And The Mode Of Financial Supervision In China

In recent years, there is an increasing merging tendency in financial industry around the world. To deal with the challenge confronted with them, many countries followed Britain are practicing the mode of "mixed operation" and "consolidated supervision" in their financial industry. After China joined in the WTO in November of 2001, the foreign financial institutions have being pouring in the mainland of China to enjoy the market share in the financial market. Compounded by the weak operating condition, the State-owned Commercial Bank (SOCB) in China will inevitably suffer a lot. How will SOCB survive in the severe competition? Scholars and industries are keeping close eyes on it. Correspondingly, the reform of financial supervision is Bring into schedule.In the context of the global economic integration and financial integration, the thesis has analyzed the developing road which suited to current SOCB in China. Based on the above study, it also discussed the issues of financial supervision in China.First, the thesis has analyzed the context and current situations of mixed operation in financial industry of China. It has pointed out that it is the natural way for SOCB to pursuit the operating mode of comprehensive bank.Secondly, after compared the developing history of banks, the financial supervision system among Germany, Britain and the United States, it summarized the developing experiences of international banks and\ their financial supervision.Thirdly, the thesis reviewed the developing history of bank industry and the mode of financial supervision in China. It has typically analyzed Chinese Citic Holdings and emphasized the operating mode of Chinese Citic Holdings can be used by SOCB.Lastly, with the methodology of historic evolution, the thesis has divided the developing road of SOCB into three stages: separated operation stage merging operation stage maturational stage. Also, it has comprehensively discussed the market surroundings, the characteristics of financial supervision and the corresponding mode of financial supervision in every stage.