Occupational pension is to safeguard the employees' welfare after their retirement, but we can't expect it to work itself. Without effective constraint, it can't offer enough guaranties but it will infringe upon the employees' rights. We should regularize occupational pension and ensure the employees' rights. This paper just talks about how to safeguard the beneficiaries' rights from the angel of law. There are five parts in this paper: the first part gives a general account of occupational pension ; the second one is focus on the conception and characters of occupational pension; and the third paragraph explains the beneficiaries' rights by comparing with the counterparts' in Trust Law and learning from the other countries' legislations. The last but one first analyses the specialty of the beneficiaries' rights, then point out the problems in our country. The last part gives some solutions to these problems on the basis of the analysis above and some successful experiences abroad.
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