The Thought Of Establishing Our Country's Housing Social Security System

Housing guarantee has the differences of broad sense and narrow sense.Among them the broadly-defined house ensures refering to the house guarantee to all residents;the housing guarantee of narrow sense point have special difficulty for part or in low the housing guarantee of income family. What this text probed into is "social security" on narrow sense.With the further development of housing system renovations, building a relevant housing social security system has been brought into the agenda. Housing is among the four fundamental necessaries of human society, which include "clothing, food, housing, traveling". It is not only the production material and enjoyment material, it is also important living material. If any country wants to regulate the housing policy, it must take into consideration of the following two parts: guaranteeing the housing supply total amount of the whole society and protecting the basic housing demand of every income status. Among these two, developing housing construction total amount is the basic target, but if unevenly distributed, it may not fulfill the basic demands of some people, then it will lead to the insecurity of society and influence the realization of other economy and development targets of the country. Therefore it is very important to set up a fully effective housing social security system.Our country is a socialist state, an important characteristic of socialism is the common development, common prosperity. Establish and perfect the housing guarantee system concern the reform, development and stability of our country in the house, involve the vital interests whether the people could live and work in peace and contentment, concern the smooth promotion of the monetary reform of the house, concern that sets up the process of the new system of the house, of great significance. It is not only the benevolent projects of the governments at all levels, but also the masses of common people's project supported by common people.The housing social security of the countries in the world is various and characteristic. The housing social security has close relationship with the economic system. Since the economic system is different, the forms of thehousing social security vary a lot. Even in the countries with the same economic system, their housing security will also be different accordingly. Even if in countries with the same economic system, certain differences still exist regarding as their social security way of housing, we could derive the beneficial experience from the differences so as to be helpful to consummate the housing security system in our country. Based on this, This text recommend U.S.A., Britain, Singapore three representative national each house ensure overview and characteristic of system and ensure the enlightenment of the system to the house of our country. Thereafter ensure the urban house of our country in the system, system of the housing public accumulation fund, the implementation current situations of the suitable housing system of economy and low rented housing system and existing problem have been analyzed and researched respectively. On this basis, is it perfect of our country urban house ensure policy goal, principle and overall a thinking of frame of system to draw: Finally, also combined foreign advanced experience with actual conditions of this country, proposed perfecting a series of policy suggestions of ensuring the system of urban house of our country, have certain realistic meanings.The innovation point of this patter lies in:(l)Advocate "the persons who have its house", instead of "persons who buy its house", propose changing the current situation "sold without renting" in guarantee housing;(2) Explain the realistic problem with the theory, such as using "filtering the theory", do not agree in government's newly-built ensuring house, and should pay attention to the existing housing of digest the stock, idling etc., recommend the idea that" the gradient is consumed", the ones that reach limited resources are distributed rationally mosto Proposed the specific measures include: Strengthen public opinion propaganda, guide inhabitants to set up the correct housing expense ideas;establish uniform and coordinated management service system with security type of housing;construct the perfect mechanism of entering and withdrawing from the housing security system;Perfect the reform of financial necessary system.