Legal Countermeasure Of Risk Control Of Internet Bank Operation

The internet bank operation has been outspread in our country's commercial banks. But the domestic laws, rules and financial regulations haven't stipulated and restrict the operation systematically. The internet bank operation has the characteristics of high technicality, none-paper, instantaneousness, which makes its legal problems rather abundant and complicated. The legal problems about the internet bank operation are challenging the traditional legal system and concept.This topic pours in the development of the internet bank, especially the legal problems about the internet bank operation. The article consists of three parts, which are the preface, the text and the conclusion. And there are four chapters in the text.Chapter one introduces the definition of internet bank, internet bank operation and its characteristics.Chapter two analyzes the risks of the internet bank and the characteristics of the risks before-mentioned.Chapter three considers how to consummate the legislation of the internet bank operation in our country, which involves the necessity and urgency of consummating the legal system of the internet bank operation. Besides, the author analyzes the basic principles of the legislation of internet bank operation and how to partake the legal liability of the internet bank operation.The last chapter probes into the legal countermeasures of the risk control of the internet bank. The author introduces the international legislation on the risk control of the internet bank operation; considers macroscopically how to establish and improve the legal system of risk control of the internet bank operation; tables the proposal of how to consummating the legal countermeasure against the risk control of the internet bank operation.