Research On Legal Problems Of Financial Holding Company Of Integration Of Industry And Finance

As an innovation of financial organization profit-oriented ,Financial holding company has become the main form of financial mixed operation in international financial market. Although our country still maintained separated operation of finance industry in the side of legislation, actually many industrial groups entered the finance industry through the stockholder's rights investment, then form the financial holding company of integration of industry and finance. If those financial holding companies take diversified finance business under the permit of financial supervision institutions, which will lead to the economies of scale and collaborative effect. Disperser the financial Organization's risk , enhance the stability and competitiveness of the financial conglomerates. But under the finance and legal environment of our country, financial holding companies of integration of industry and finance are facing quite a few legal problems under the circumstance of without relative experience and legal system. So analysis and solve those legal problems is not only urgent but also full of practical significance.Firstly, the thesis analysis the motive of the pattern of Integration of Industry and Finance, limit the notion of the financial holding company of integration of industry and finance in this thesis.Secondly, we give the full picture of the status of those financial holding companies of integration of industry and finance, those shortcomings are also included.Again, we discover the shortcomings of market access, capital adequacy supervision, affiliated transactions, information disclosure and blind area of supervision.Finally, we provide the general ideas and detailed methods to solving those legal problems.