Briefresearch On Financial Holding Company Supervision System Under The Mixed Group Trend.

Financial holding company is a form of organization which generated from the "separate operation to mixed group"development course of financial circles. because it has a "Mixed Group, Separated Operation" feature which can reduce costs and improve operational efficiency, congregate cross-business advantages and adapt to the request of financial markets and competitive environment, financial holding company has been adopted by many countries in the world on the one hand. System and related-party transaction risk may arise in mixed group on the other hand. China now exists various forms of financial holding companies, but the supervision law has been in the absence status for a long time. In order to give full play of advantages and avoid harm of disadvantages, and achieve the goal of reunification between efficiency and security in financial circles, how to supervise the financial holding companies becomes an urgent research.For the Improvement of the financial holding company supervision legal system under the trend of "Mixed Group, Separated Operation", the paper is organized as follows:The first part focused on the financial holding company supervision mode theory:the author, Firstly, analyzed the Mixed Group trends in the financial sector, the definition of financial holding companies, the type analysis of financial holding companies, Secondly, analyzed the Chinese supervision course of the financial holding company today (Mainly discussed the theoretical basis of financial regulation, the level and problems of financial holding companies), Finally, analyzed the supervision mode selection of the financial holding company.The second part focused on the Comparative Review of the extraterritorial financial holding companies supervision system. The author Mainly analyzed U.S., UK financial holding company supervision mode and Germany, Japan and Taiwan financial holding company supervision mode, and further discussed the enlightenment of the extraterritorial regulation of financial holding companies for china.The third part focused on the supervision mode selection for china on the financial holding company. The author Mainly analyzed how to complete The legislative system of the financial holding company law, establish a functional regulatory-based supervision philosophy, build regulatory system of financial holding company system, and establish a firewall system to limit related-party transactions and so on.How to achieve the unification of profit efficiency and risk management functions in the financial holding company is one of the problems faced at the development stage up to date of the financial holding company in china.The consummation of the financial holding company Supervision System is conducive to the sound development of financial holding companies. Therefore, this thesis has analysis on how to build and complete the supervision system of financial holding companies.