Study On Relevant Legal Issues Of Motor Vehicle Third-party Liability Compulsory Insurance

Motor Vehicle Third-party Liability Compulsory Insurance plays an important role in resolving social problems caused by traffic accidents. After Implementing of "Road Traffic Safety Law" in 2004, Motor Vehicle Third-party Liability Insurance became a compulsory insurance in China. It causes so many disputes when we are drawing up related regulations. That arouses my interests in researching. The paper discusses the relevant legal issues of Motor Vehicle Third-party Liability Compulsory Insurance.Chapter 1 is the brief introduction of Motor Vehicle Third Party Liability Compulsory Insurance, including its definition, characteristics,history, quality and functions. Basing on this general observation, the author contends that the compulsory insurance is a kind of social insurance.Chapter 2 discusses the insurance liability of Motor Vehicle Third Party Liability Compulsory Insurance. As a kind of social insurance, the compulsory insurance should make its insurance liability to be wider than commercial liability insurance.Chapter 3 talks about the third party's right to raise a direct claim. The author presents the third party's definition and legal foundations of the third party's right to raise a direct claim.Chapter 4 discusses the judicature in the transition period from business insurance to compulsory insurance. This paper cleared up the hot issues of this mechanism in theoretical and practical fields, and probed such problems as the orientation, function etc. of Motor Vehicle third-party liability compulsory insurance.The paper also made comprehensive comment on "Motor Vehicle Third-party Liability Compulsory Insurance Ordinance"(Draft), and provided some advices for the construction of Motor Vehicle third-party liability compulsory insurance of China.