Research On The Legal System Of Agricultural Reinsurance

According to the provisions of reinsurance contract, agriculture original insurers transfer their partial responsible amount to other insurers or insurance groups, so as to reduce direct risks, which are the conception of agricultural reinsurance. As an essential part of agricultural insurance, agricultural reinsurance's basic function is to disperse agricultural risks. Apart from this, agricultural reinsurance plays an important role in microscopic and macroscopic aspects. Nowadays, there are more than 40 nations carry out agriculture (or crop) insurance, in addition, much more nations have successfully established agricultural reinsurance system. When we analyze their success experiences, we will find that their agricultural reinsurance systems have been established and kept in legal form correspond to their own situations. By apprehending and studying the concrete design and the working pattern of the overseas agriculture reinsurance, it is significantly helpful for us to discuss and design our own systems.The construction of agricultural reinsurance policy is to determine the management personnel of agricultural reinsurance, the essential part of reinsurance is that it involves in the problem of who has the right to manage. We must base on our own national conditions to establish the agricultural reinsurance organization system. Agricultural reinsurance is realized by signing and implementing the agricultural reinsurance contract between the original insurers and reinsurers. Because of its particularities, the contract parties'right and obligation should also reflect the agricultural reinsurance's special requests besides the general principle.Agricultural reinsurance is provided by various agricultural reinsurance organizations, but as it has public property attribute, which needs the government's financial support to keep smooth development. When the developed agricultural insurance countries develop their agricultural reinsurance, all of them provide subsidy to the agricultural reinsurance services, which might process in different ways. Our country should positively provide financial supports, such as subsidy, etc. for the agricultural reinsurance. In addition, in order to set up a long-term and stable development, our country should set up agricultural reinsurance fund, also supply different treatment according to various reinsurance types during the course of exploration. At present, our country's agricultural insurance mainly is impelled by China Insurance Regulatory Commission; regard to the agricultural reinsurance, the CIRC could set a special department to supervise it.