The Research On The Legal Feature Of Rural Cooperative Bank

Faced with"The Three Rurality", rural financial development is of great importance. In the reform of rural finance rural credit system is becoming mature, which is based on the cooperative finance of commercial one and policy one, the complement of non-civilian finance and civilian finance. This system is a multi-level one with high efficiency. But nowadays the rural credit system lacks systematic legal regulations. Especially It need legal support, protection and supervision.This article expounds the legal problems of rural cooperative bank, which is one form of rural credit system, from different view and using demonstration method, comparison method and legal sociology method, aiming to think over the legislation of The Rural Cooperative Bank Law. The development of rural cooperative bank must be supported by law. The Rural Cooperative Bank Law should be legal base of rural cooperative law, which works as the external support. If there is not this law, the development of rural cooperative bank will be blocked.The path and logic structure of this article is as follows.The first part is by using demonstration method to comb the history of rural credit system and expound the principle and theory of rural credit organization and analyze this organization. The significance of the rural cooperative bank is also to be explored.The second part is by using the comparison method to study the difference and similarity between rural cooperative bank and cooperative company and corporation, aiming to explore the legal feature of rural cooperative bank.The third part studies the legal structure of rural cooperative bank in view of its capital system and governance. To be exact, the capital regulation of rural cooperative bank includes its fund regulation, capital register regulation and capital change regulation. The governance of rural cooperative bank is different from that of corporation. So the rural cooperative bank can well place its role as financial organ.The forth part tells about the orientation of the rural cooperative bank in the development of rural financial regulation system and talks about the matters concerned with The Rural Cooperative Bank Law...