Indirect Finance Rights Of Vulnerable Groups

The problem of vulnerable groups is a global issue. Law studies have a common basic point, which is rights protection. Vulnerable groups'rights protection should take the equal theory as the value core, and pay equal attention to the rights to survive and the rights to develop. At present, the way of vulnerable groups'rights protection is changing from traditional blood transfusion to blood generation, and the indirect finance right is an important right to vulnerable groups'self-development. The realization of indirect finance rights can help vulnerable groups obtain an opportunity to start business and develop by financing fairly and equitably from financial institutions such as banks, so as to change the backward situation and achieve the coordinated development of the economy and society. The indirect finance right of vulnerable groups is a kind of equal rights, rights to develop, which is a manifestation of human rights, and is also a fair go for the economy. Protecting indirect finance rights of vulnerable groups is applying the theory of Economics of Being Poor to practice, the social responsibility of financial enterprises, and the demands of the sustainable development philosophy of economy law.In the social transformation of China, vulnerable groups meets the trouble in indirect financing for economic reasons and system reasons, and the inadequacies of legal system is the main impediment to the realization of vulnerable groups'indirect finance rights. As an important means for rights protection, law plays an vital role in protecting indirect finance rights of vulnerable groups, in which economy law undertakes the major tasks. To enforce the law protection of vulnerable groups'indirect finance rights, We should give priority to fairness with due consideration to efficiency, adhere to the policy of development-oriented as the main protective measures, adopt the policy of placing equal stress on government supports and market cultivation, and establish a comprehensive legal system composed of constitution, the basic financing law, and complementary laws. The major initiatives include recognizing and protecting the right to develop of vulnerable groups by constitution, making a basic indirect financing law following the principles of equality and nondiscrimination, constructing the load appeal system, improving the credit & guarantee system, the financial market access system, the special legal system for different legal subjects and the supporting legal system.