Analysis And Studies About Crime Of Fraud On Credit Card

With the further developing of our country market economy and finance business , a lot of new problems has also appeared in connection with credit card crime of fraud. Then, it is a lot of difficult and dispute in the boundary of theory and judicial that how to understand and definite the credit card crime of fraud. In this article, it is hoped to help definiting hese crimes by anilised the problem about credit card crime of fraud with Judicial practice.In the part I,it is the study of comparing China-foreign law of credit card crime of fraud. The aspects of legislation regulation is introduced about our country and foreign country , on the basis ,it is to know the superiority and defect of our country legislation.Definition of the credit crime is discussed in the Part II. The comparatively detailed field having concentrated on having discussed objective aspect among them , especially in the provisions of behavior way comments of the criminal law .Part III has been discussed mainly in connection with credit card crime of fraud in the field of legislation ought to perfect place. Author's viewpoint: the malicious overdraft should be determined as an independent crime;the act of stealing credit card and using it should be determined by the way of using.Part IV is about knotty problems connection with credit card crime of fraud in practice. The author thinks that the act of picking up credit card and using it should be determined according to the way of the deposit withdrawals, and the act of getting money though online bank by guessing password should be convicted and penalized as crime of theft.