Credit Card Fraud Crime Legislation Perfect Research

Although the credit card market in Chinese started late, but the current credit card market after the fast development, and credit card brings people convenience, go to the bank to apply for a credit card number increasing so much?Accompanied with the credit card business risk and fraud, cause serious impact on credit card market management order, causing major losses to the state and financial institutions. The criminal law of 1979 was not involved in this field, but the establishment of 196 credit card fraud in the criminal legislation in 1997. Although credit card fraud has been included in the China criminal law, there is also the judicial interpretation of the relevant provisions, but with the development of science and technology, the credit card crime form also follow the change, disputed problems about credit card crime is increasing, which caused a lot of trouble to the judicial practice. Credit card fraud is a relatively new types of financial crime, so we should pay more attention to the understanding on the basis of the hidden problems and perspectives,so that legislation can continue to develop and improve. I will be the concept from thecredit card fraud, combined with the relevant domestic legislation and theory, analysisthe different circumstances of the credit card crime qualitative and quantity.Nowadays, the major banks in order to increase sales of credit cards, or to quickl y capture the market share, the banks to eased credit card application conditions, and lead that some criminals swoop, and also lead the credit card market caused a lot of tr ouble, too financial order had no small damage. With the further development of mark et economy, financial services continued to expand, credit card fraud related to many new problems have emerged. Credit card fraud grasp of the specific meaning, defines crime or not, in theory and judicial practice are present more difficulty and controvers y. It can be said that to establish the crime of punishment credit card fraud in the finan cial sector, maintaining financial order has played an important role.