The Legal Construction Of Country Consumer Credit

The countryside has a population of more than 800,000,000 and a big potential market for consuming.It is of great significance to develop the consumer credit of the countryside.In this way,our country could be much more powerful and affluent.Therefore,it is necessary to fred the method to improve the level of the country consumption and the consumer credit.Analyzing the current condition of country consumer credit services of our country,there are two major parts:the macroscopical one and the microcosmic one.The macroscopical one presents the framework of the legal system of country consumer credit,while the microcosmic one contains specific components of the legal system,such as the consumer credit reporting system,the hypothecation system,the consumer protection system and so on.Because of the unique economic basic,the country consumer credit is different from the city consumer credit and it's not perfect.Compared with foreign legal systems about country consumer credit services—including which of the US,the Great Briton,France,Australia,India,Japan,and so on, there is a long way to go for the legal construction of our country consumer credit.In conclusion, it's of the essence to do things as follow:legislating consumer credit law,making progress in consumer credit reporting system,consummating the hypothecation system,developing consumer protection system in country consumer credit services,perfecting country social security system and adding the law of unofficial finance in the country.