Research On Legal Problems Of Credit Card Contract

With the rapid development of the credit card of China since 2003,China has become the most prosperous potential credit card market in the world,which has caused great attention,especially credit cards on campus.The development of credit card results in the occurrence of many credit card contract disputes,which not only impair the legitimate rights and interests of card holder,but also hamper the stability of the finance orders.So the subject of study is credit card contract,which between bank and credit card holder,and analyzing the standard clauses is the point of the research.Upon the investigation and research of the legal question of credit card contract in China,this article gives some resolutions or legal proposals based on drawing lessons from the credit card legislation and practical experience of develop countries.Chapter one focuses on credit card contract.The writer points out the range of credit card in the article and makes basic introduction to the credit card.Then the writer points out the subject of study in this article,analyzes its characters,parties and nature.Chapter two focuses on the credit card contractual liability.Based on typical credit card contracts and rules of our country,the writer concludes the rights and duties of both parties.Chapter three selects five representative legal problems and makes a further analysis on them.Chapter four explains the reasoning of how to complete the credit card contract of our country.The writer proposes some conception on the legal rules and regulations and consummation to the credit card contract.