The Research On Legal System Of Original Agricultural Insurance Organization For Commercial Purpose

Original agricultural insurance organization for commercial purpose is corporation or other economical organizations, which are established by law, in order to profit, mainly run or minor in original agricultural business. As well as original insurance of policy-oriented agricultural organization and cooperation organization, they constitute the original micro-insurance system. The purpose of the original agricultural insurance organization for commercial purpose is profit, which determines it is essentially different from the latter two. At present, in domestic and foreign agricultural insurance markets, there are three main types of physical security of agricultural business organizations, which contains comprehensive commercial insurance companies, commercial agricultural insurance companies and the agricultural insurance corporate bodies. The legal characteristics of them are different. Besides, the conditions in establishment, the procedures, and the operation and management system are also has its own unique. Generally speaking, comprehensive commercial insurance and commercial agricultural insurance companies are legal person. The form of organizations is company limited by shares, and they have many similarities on the conditions of establishment of corporations, procedures of establishment of corporations. However, compared to comprehensive commercial insurance companies, because commercial agricultural insurance companies mainly run original agricultural insurance, the conditions of establishment are more stringent, which mainly contains the minimum amount of registered capital, management, staff qualifications and so on. Agricultural insurance corporate bodies as a unique insurance organization, exists in the agricultural insurance market for two forms. In China, agricultural insurance corporate bodies are non-corporate organization, but a partnership between corporations. Because The pilot is still in its early stages, and the organization is not complete, we can follow the initial practice of the Commonwealth of space insurance, then we can reference foreign countries's experience after the conditions are ripe, taking a firm line of corporation. Actively explore the development trend of agricultural insurance corporate bodies to find the path of development, and improve the research on legal system of it, which can not only enrich the research results of academic theory about the original insurance of commercial agricultural organization, but also guide the practical work of the agricultural insurance business. Although the three main types of original agricultural insurance organization for commercial purpose have their own features, they have some similarities, that is, when they operate the agricultural insurance business, all of them need government's economic, legal, administrative and other supports.