Research On The Perfection Of China's Agricultural Insurance Legal System From The Perspective Of Comparative Law

Agriculture is the cornerstone of national survival and development.Agricultural insurance is an effective means to prevent agricultural production risks.The agricultural insurance legal system is the scientific source of the legality and content of agricultural insurance status.Under the background of comprehensively promoting the rule of law,law has become the source of rights and obligations of all industries,and agriculture is no exception.Therefore,to study agricultural insurance,it is necessary to study how agricultural insurance is regulated in the law,so that it is necessary to follow the trend of the rule of law to develop agricultural insurance,promote the process of agricultural modernization,and construct a scientific agricultural insurance legal system.When farmers suffer losses due to force majeure such as natural disasters during production and management,agricultural insurance is an effective means of reducing damage.At present,the development of agricultural insurance in China is not commensurate with the actual needs of China,and agricultural insurance is of great significance to the rural revitalization strategy.The development of agricultural insurance is faced with many shortcomings in reality.In this contradiction,the requirements for the improvement of China's agricultural insurance legal system are put forward.However,domestic experience in the legal framework of agricultural insurance and agricultural insurance is not yet mature.Therefore,it is necessary to study and learn from the development experience of agricultural insurance outside the country through comparative research method and historical research method,which is the mirror and is the decoration of China's agricultural insurance legal system.The United States,Japan,and France are the early and mature countries in the world to develop agricultural insurance,and their agricultural insurance system is often preceded by legislation,which further proves that agricultural insurance is based on the improvement of the agricultural insurance legal system.By comparing the agricultural insurance legal systems of the United States,Japan,and France,and summarizing their successful experiences,on this basis,the paper analyzes the suggestions for perfecting the agricultural insurance legal system in China:First,the value orientation of agricultural insurance legislation is defined as seeking fairness and Efficiency;secondly,through the formulation of a written agricultural insurance law,the national policy is transformed into a law with coercive power;third,the government's financial support for agricultural insurance is strengthened in legislation;fourth,a set of uniforms is established through legislation.The government-led business insurance business model.