Research On The Third Party Payment In E-Business

In the electronic commerce flow in each link occupies an important position, so the online payment can be smoothly directly related to the success or failure of e-commerce transactions. Nowadays, with the rapid development of e-commerce, the third-party payment platform, third-party payment mode has gradually become the mainstream of the online payment mode. At present, our country electronic commerce in many aspects of third-party payment "vacuum" appear law, legislation obviously lag behind the development of the market. Therefore, with China's national conditions and through comparative study of international legislation, perfecting China's e-commerce in the laws and regulations of the third-party payment online has is imminent. This paper focuses on e-commerce third-party payment mode of the rights and duties in the relationship between participants, clear the legal status of the third-party payment services, through analysis of the legal responsibility for all parties, provide third-party payment mode of legal supervision and legislative Suggestions.This was divided into three chapters of e-commerce in the general principles of the third-party payment, the existing problems and the related laws and regulations, introduces the improvement Suggestions:This first chapter basically based on e-commerce third-party payment of the relevant procedures of the introduction of e-commerce, and sums up the third-party payment in the concept, characteristics and e-commerce third-party payment related to the rights and duties in the relationship between the parties.In the second chapter introduces the e-commerce third-party payment of all parties and legal status of legal relationship between some legal issues, such as third-party payment services of the subject position determination, payment security issues, capital safety issues and personal information safety supervision, etc.This article mainly aimed at the second chapter in part of the e-commerce third-party payment process of a series of existing problems and puts forward related legislation and operation technical advice, from legal status, business scope, access mechanism, the collaboration between departments and payments and credit risk control system design aspects of laws and regulations construction scheme.