Existing Rural Credit Cooperatives Legal Lssues

As an important part of financial system, Rural credit cooperatives makes great contribution to" The issues concerning agriculture, countryside and farmers". However, Rural credit cooperatives unify both in its self-construction, or adapt to the "three rural" service requirements, etc.,there are still many problems,mainly: unclear of property rights, imperfect corporate governance structure, operating mechanisms and internal control system is not perfect; management system is imperfect, management authority and responsibility to be further defined; a heavy historical burden, poor asset quality, operational difficulties, potential risks are still great.In 2003,the State Council issued a "pilot program to deepen reform of rural credit cooperatives," the management system of rural credit cooperatives in areas such as property rights system and deepen the reform, the reform was launched eight pilot provinces, and achieved some results, marking the rural credit Society's reform has entered a full implementation phase, at the same time also revealed a number of problems,such as rural credit cooperatives Legal Orientation ambiguity, Property Right Relationship not clarify,the governing structure is flawed, the lack of specialized legal scheme.Traditional institutions and systems of doubt, but legal reasons even worth thinking about. Imperfect legal system, legal system is not seriously affected the healthy development of rural credit cooperatives, while preventing the"The issues concerning agriculture, countryside and farmers" resolved smoothly.Most of the current academic point of view from the quantitative study of rural credit cooperatives, and the lack of a legal perspective, the qualitative analysis method, so many problems to solve most of the rural credit cooperatives by applying the method. Undeniably, as an important part of the financial system, rural credit cooperatives belong to the scope of economics,but the face of the complex object of study in practice, a single research method will inevitably have a negative impact on results.The thesis analyzes the reform of rural credit cooperatives problem of basis to the reasons of its laws,releate the world's general rule to the Chinese concrete practice,and look for the development of models which suits for China's national conditions,make perfect the Rural Credit Cooperatives in legislative proposals and focused on the legal Subject Position and content of both corporate governance structure, trying to perfect the legal system of rural credit cooperatives to make some suggestions.