The Research On The Legal Protection Of Consumer Financial Privacy

After financial crisis, the legislators in our country began aware of the importance for protecting financial consumer. The rule are abstract and not operational, although we have some rules to protect financial consumer, it is definition in other countries.I try to definite the meaning of"financial consumer"in the essay on the basis of existing rules in our country. According to analyze the legislation about consumer financial privacy in US and EU, sum up substance of consumer financial privacy, and attempt to complete the legislation and current ways to ensure the feasibility of law.Besides the preface and conclusion, the whole essay includes three parts, introduction, test and conclusion, which are five chapters totally.Chapter 1 is introduction which introduces the background, significance and method of protecting the privacy of financial consumer. We will get the conclusion that the financial consumer and money corporation are unbalanced according to analyze the legislation and experience in our country. We are numerous and in disorder social order if we do not pay attention to their benefits, so it is very importance to protect the privacy of financial consumer.Chapter 2 is a argument about the privacy of financial consumer. Because there is not definition about financial consumer and privacy in the country, so there is need to discuss the conception of financial consumer, including the right, the principal and the content.Chapter 3 is mainly study the legislation about financial consumer privacy. According to learn about the rule, we will get a conclusion that there is imperfect in legislation and prepared for chapter 5.Chapter 4 discusses experience about financial consumer privacy in other countries. I choose US and EU to study because there are two typically different legislation about protecting financial consumer privacy. Because of the different idea, there are two different ways to protect financial consumer privacy. Composite the two ways, it can be improved some help to our legislation.Chapter 5, the topic is making our legislation completely. I analyze chapter 3 and borrow ideas from US and EU, and try to get the right way to protect financial consumer privacy.