The Research On The Innovation Methods Of The Investment And Running Mode For The Social Security Funds

A perfect social security system is the security for the further improvement of the Chinese economic reform. However, owing to some historical and institutional reasons, our country's social security system has not been completely established and its securing level can not meet the requirements of the social development, which can be seen in the aspects of the narrow coverage of social security and the increasing deficiency of the social pension funds. In order to solve this problem, on one hand, we must continue the reform of our social security system unceasingly; On the other hand, we must manage the social security funds effectively,make careful investments, preserve and increase the value of pension funds, which are also the urgent problems in the development course of the Chinese social security.First of all, this text reviews the definition,position and structure of social security funds, the payment pressures it faced in the present time, at the same time, it makes some comments on the bank-storing method of our country's social security funds, as well as the investment model and the coverage level, then it makes some statements of our state-owned banks' establishment,running and supervision. After that, it put forward the tentative assumption of the Social Security Bank and discuss about the possibility,conditions,functions as well as the merits and demerits of the Social Security Bank, hoping to provide some useful suggestions for the management and running of the social security funds.