Review About China Poor Loan Repayment Of National Student Loan Research

National Student Loan is the measure carried out by the state support of helping those university students who have financial difficulties successfully complete higher education, which is credit. By the government, banks, and schools to implement; students need to comply with the repayment schedule commitments. With the arrival of the repayment period, the risk of loans gradually emerges, insufficient to repay the loan issue became the bottleneck problems that restrict the cause of National Student Loan to carry out smoothly. Scholars have made substantial amount of research for this issue, on the impact of poor loan repayment factors had extensive discussions and in-depth analysis, put forward a variety of insightful responses, and some progress had been made on poor loan repayment study of student loans. I think that there is a need to make a phased synthesis on poor loan repayment study of student loans.In this paper, a large number of related literatures in more than 90 papers selected as sample documents and to compare and summarize. Description from the literature, content analysis and literature research methods analysis are summarized respectively. Through the analyzing of the temporal and spatial distribution of literature, the main authors, keywords analysis and author distribution, to introduce the issue of loan repayment research at this stage from the macro on an overview. Then start the analysis of the content of the literature, this is the key part of this article. Study of summary at this stage can be found that scholars'research develop from the following three main areas: affecting the national student loan repayment factor analysis, the international experience of repayment of student loans study and related policy recommendations research, on this basis the author elucidate between shallow. Finally, after the statistical analysis for the research methods literature samples can be found that scholars mainly adopt normative research, empirical research, comparative study of research methods and models for the study of poor loan repayment student loans, in which normative research methods is the most common research methods, based on the statistical analysis in research methods, put forward own recommendations.